Fast.

Flexible.

Funding Made Simple.

Unlock capital tailored for SMBs, startups, and service-based businesses!

Funding Package

APPROVAL

✔️ $125,000

🔹 APR: 0% for 18 months

🔹 Payment Due: Feb. 20, 2026

Our friendly process

Complete The Funding Inquiry Form

Fill out our brief inquiry form to share details about your business needs.

Our team will review your submission and respond within 24 hours.

Digital Onboarding Through Our Partner

If you qualify, embark on our seamless digital onboarding process, developed in partnership with Impruvu.

This step ensures we tailor our services to your specific business requirements.

Explore Your Best Opportunities

Engage in a detailed discussion about the most advantageous funding options for your business.

Our experts will guide you through every step to initiate the funding process effectively.

Estimated APR

Funding Timeline

Loan Terms

Average Payment

Credit Refresh

Us

0% - 8.99%

7 - 28 Days

1 - 10 Years

$1,250+/month

✔️

Us

Estimated APR: 0% - 8.99%

Funding Timeline: 7 - 28 Days

Loan Terms: 1 - 10 Years

Average Payment: $1,250+/month

Credit Refresh: ✔️

Competitors

0% - 36%

21 - 90 Days

1 - 6 Years

$1,600+/month

Competitors

Estimated APR: 0% - 36%

Funding Timeline: 21 - 90 Days

Loan Terms: 1 - 6 Years

Average Payment: $1,600+/month

Credit Refresh:

All figures are approximate examples for demonstrative purposes.

We specialize in personal and business funding with more than 30 different funding programs to choose from.

Business Line of Credit

Access a flexible credit solution, ideal for managing cash flow and incremental business growth.

Startup Business Loans

Get your startup off the ground with loans tailored to boost your initial growth phase.

Working Capital Loans

Ensure your business runs smoothly with instant access to cash for day-to-day operations.

Business Expansion Financing

Fuel business growth with our tailored expansion financing options, no matter your industry.

E-commerce Financing

Empower your online store with funds to boost inventory, marketing, or technology.

Personal Credit Repair Services

Work on improving your credit score while gaining access to better funding options.

$120M+

Dollars we've funded

3 years

We've been in business

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Business Accelerator Program

Maximize Your Financial Strategy With Expert Guidance

Business Accelerator is an all-inclusive financial program designed to propel your business forward. Whether you're just starting out or looking to expand, we offer a comprehensive solution that covers every aspect of business funding and financial education.

  • Minimum funding of $50,000

  • Personalized assistance from a dedicated Funding Advisor

  • Personalized plan to optimize your Funding

  • Leverage our relationships and resources for success

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Money Mastery Program

Ask your advisor how you can learn to fund your business yourself.

With Money Mastery you'll learn how to fix & scale your credit, secure all the funding you’ll ever need, invest & create income/wealth, no matter what situation you are currently in. We'll guide you through the processes of the financial elite and teach you the exact strategies we use for ourselves and our clients to elevate their finances and secure funding.

  • How to get $150,000+ in 0% interest business funding

  • How to use that funding to create income

  • Completely overhaul your finances, no matter what situation you are in

Real People, Real Reviews: Discover How Our Clients

Transformed Their Financial Futures

James

Funded $120K

"Securing a loan through CapitalAndGrow transformed our company's cash flow game and facilitated our expansion."

Emily

Funded $75K

"Thanks to CapitalAndGrow, I optimized inventory and marketing strategies effortlessly."

Michael

Funded $90K

"CapitalAndGrow's streamlined process provided the working capital solution I needed without unnecessary stress."

We hold your hand and make it easy.

We start by assessing your situation before paying off your debt to boost your credit score and get you up to $3M in funds.

How long does it take to get a loan approved?

Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.

What documents do I need to provide?

Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Your advisor can discuss this further with you.

I don't have a business, can I still get funding?

Yes. We will walk you through how to properly setup a business, and then begin the business funding process.

Can I secure funding with just an EIN?

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

Is my personal information secure?

Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.

How much funding can I secure?

Any amount you qualify for, results may vary depending on the client profile. We do not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.

What if I have bad credit?

We will be able to assist you in building your credit report to the highest levels possible to qualify for funding.

How is my eligibility determined?

Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.

Get Funded Today

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Unfortunately, we are unable to assist clients with funding under $10,000.
We are only able to provide services to clients in the United States with a SSN or EIN.

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© 2024 capitalandgrow.com, an AdvisorHub Partner Company, All Rights Reserved.

© 2025 capitalandgrow.com, an AdvisorHub Partner Company, All Rights Reserved.